MICROFINANCE BANK LIMITED (AMfB), MASSIVE GRADUATE RECRUITMENT

In AMfB, we believe people are not our bestassets. We believe the right people are. They make the bank what it is and what it will be. This is so because ACCION staff is made up of talented, dedicated, hardworking, committed and experienced people hired for their skills and knowledge.







Thus, making AMfB an employer of choice and highly talented people.
To this end, we have put in place the following initiatives to continuously motivate and bring out the best in them:
*. an excellent recruitment process
*. an extensive transformation strategy that covers staff, customers and the communities in which we operate
*. well - defined staff career development path
*. people development and support programmes
*. a range of incentive and recognition schemes Current Vacancies
1 .Recovery Officers
Summary of Role
The candidate will be responsible for direct collection of delinquent loans and paying recovered sums into the delinquent customers’ account and also ensure efficient follow-up of severe cases of arrears of loan repayment.
Requirement
The minimum qualification required for this position is a B. Sc/HND in Economics, Business, Accounting Statistics, Law or other numerate coursework with three (3) years experience in Debt Recovery in a reputable Bank, Microfinance Bank, other Financial Institution or Debt Collection firm.
2.Savings Officers
Summary of Role
The candidate will be responsible for mobilization of deposits and marketing of AMfB financial products.
Requirement
The minimum qualification required for this position is B.Sc/HND in Economics, Business, Accounting, Banking, Finance and or other related fields. Prior Experience as a Savings Officer in a reputable Bank, Microfinance Bank or other Financial Institutions is an advantage.
3.Loan Officers
Summary of Role
The candidate will have the responsibility of building and maintaining a healthy loan portfolio of micro and small enterprise clients. The candidate will also be responsible for identifying, processing, evaluating and monitoring both new and existing clients.
Requirement
Candidates for this position must be a B.Sc/HND holder in Banking, Finance, Accounting, Economics, and or related fields with numerate coursework. Prior Experience as a Loan Officer in reputable Bank or Microfinance Bank or other financial Institutions is an advantage.
4 .Field Assistant
Summary of Role
The candidate will have the responsibility of building excellent rapport so as to maintain a good working relationship with client, visit residence of prospective loan clients to asses among other things their stability of residence and any information that will help in the decision to grant loan. Make meaningful enquiries as required to ascertain guarantor’s readiness to guarantee.
Requirement
Candidates for this position must possess OND in Business, Banking, Finance, Accounting, Economics, and/or related fields with numeric background. Pleasant outlook and personality.
5.Teller
Summary of Role
The candidate will be responsible for receiving and counting working cash at beginning of shift, accepting cash and checks for deposit and checking accuracy of deposit slip, processing cash withdrawals, recording all transactions promptly, accurately and in compliance with bank procedures.
Requirement
Candidates for this position must possess OND/NCE degree in Business, Economics, and/or related field, mustbe a fresh graduate with clerical/administrative Skills, strong numerical ability, accuracy and attention to detail.
6.Customer Service Manager
Summary of Role
The candidate will be responsible for maintaining up to date records and customer profiles, managing KYC , ATM, POS CQ forecasting requirements, preparing annual budget, scheduling expenditures, analyzing variances and initiating corrective actions, establishing and communicating service metrics; monitoring and analyzing results; implementing changes, maximizing customer operational performance by providing help desk resources and technicaladvice.
Requirement
Candidates for this position must possess minimum of HND/ BSc in any discipline, MBA will be an added advantage, minimum of 5years workexperience in KYC , ATM, POS CQ Management, good Marketing skills and Relationship Management. GoodTelephone etiquette, Impeccable Communication and Interpersonal skills, good knowledge of Micro finance or service industry.
7.Risk Analyst
Summary of Role
The candidate will be responsible for generation of strategies, based on risk and profitability models, with the purpose of supporting credit & marketing activities to optimize account growth, customer acquisition and portfolio profitability, identifying Operational and Market related risks, generating the adequate documentation and control tools where applicable. She/he will also be responsible for proposing timely programs at targetedprospects/ customers with the purpose of increasing the average portfolio and decrease attrition rates by using segmentation tools based on profitability and risk.
Requirement
Candidates for this position must possess minimum of BSc. Economics, Finance, Mathematics, Statistics and/or related field. Minimum of 3 years in a similar institution, Advance Statistical Skills, Credit Risk Modeling/Analysis, Data Mining, Financial Knowledge. Knowledge of Portfolio Risk/Management within financial business.
8.Audit Inspector
Summary of Role
The candidate will be responsible for conducting periodic reviews of the Bank organizational and functional activities (Departments and Branches) and submission of reports on same in accordance with the approved audit plan and policies, process and audit manuals. Conduct periodic spot check on branches and departments and submit report on theexercise. He/he will also be responsible for following-up to determine compliance withaudit recommendations and adequacy of corrective actions, advising on the adequacy and effectiveness of management controls over those activities based on levels of exceptions observed in the periodic audits.
Requirement
Candidates for this position must possess minimum of HND/ BSc. Economics, Finance, Mathematics, Statistics and/or related field. Professional qualification e.g. ACA/ACCA is compulsory. Prior experience in baking will be an added advantage. Competent in the use of GLOBUS T 24, MS OFFICE. Advanced knowledge of on Excel spreadsheets, Power Point presentations, Word, Outlook.
9.Branch Controller
Summary of Role
The candidate will be responsible for maintaining and reviewing departmental internal control policies, procedures and processes, Implementing departmental internal control policies, procedures and processes, maintaining an effective, efficient, and transparent system of internal, implementing and maintain appropriate delegation framework, facilitating and coordinating all assurance services, implementing and maintaining a departmental fraud prevention plan.
Requirement
Candidates for this position must possess minimum of HND/ BSc. Economics, Finance, Mathematics, Statistics and/or related field, Between 1-2 years work experience, Professional qualification e.g. ACA/ACCA is compulsory, Prior experience in baking will be an added advantage, Competent in GLOBUS T 24, MS OFFICE.
10.Procurement Officer
Summary of Role
The candidate will be responsible for preparing reports and summarizing data including sales report and book value, scheduling store visits and conducting competitor survey, supporting relevant departments with quotations for the purpose of tenders, monitoring and co-ordinate deliveries of items between suppliers to ensure that all items are delivered to time, planning and managing inventory levels of materials or products.
Requirement
Candidates for this position must possess minimum of Higher National Diploma degree in Business, Economics, and/or related field, minimum of 2 years experience as Procurement Officer, good time management and planning skills, strong negotiation skills and business judgment.
11.Finance Officer
Summary of Role
The candidate will be responsible for timelyand accurate processing of PVs for payments and cheques, daily and immediate posting of all BRANCH Related Expenses, monitoring and weekly reconciliation of Admin Cash Advance, immediate lodgment of all cash received into banks accounts, month-end spooling of reports, as scheduled by Finance Supervisor, ensuring all necessary reports are spooled and saved in relevant folders, submission of the returns to the regulatory authorities (CBN, NDIC, FIRS, SIRS, CAC).
Requirement
Candidates for this position must possess minimum of HND/ BSc. Economics, Finance, Mathematics, Statistics and/or related field, Professional qualification e.g. ACA/ACCA is an added advantage, Prior experience in banking will be an added advantage, Experienced in the use of Banking and/or Accounting Softwares, Advanced knowledge of Excel spreadsheets, Power Point presentations, Word, Outlook.
12.System Auditor
Summary of Role
Review of all activities in the following areas:
*. Equipments & hardware – acquisition with specifications, value for money
*. Data center operations- EOD, Backup and data restoration, BCP etc
*. Security and access control and help desk management.
*. Income assurances audit using ACL.
*. Software and application control– settings, development, patches andprogram changes. System documentation and user manual.
*. Operating systems - UNIX access control and security.
*. Network operations –network configuration and connectivity, security and extrusion protection, efficiency and value for money.
*. Windows server – security, user controls etc
*. Database administration, management and security.
*. Ensuring compliance with I.T security and DR policies.
*. Other non banking applications – licensing; ensuring seamless implementation, migration, UAT, integration and system documentation
*. Microsoft Exchange & Internet – security, virus protection, licensing.
*. I.T project management.
*. Conduct periodic spot check on branches and departments and submit report on the exercise.
*. Follow-up to determine compliance with audit recommendations and adequacy ofcorrective actions. Management & Supervision
*. Supervise and support members in audit team during and after audit exercise.
*. Ensure efficiency and high quality work in head office audits.
*. Ensure that the unit maintains up-to-date and accurate records of audit reports and performance
*. Prepare and deliver timely reports an updates to the HOD, Audit
*. Participate in the periodic review of audit manual/program
*. Develop a comprehensive I.T Audit program and review periodically in line with bank’s I.T operational changes and modern practices. Qualifications and Requirements
*.
*. Minimum of 5 years of work experience.
*. Direct experience in I.T and banking operations & Audit and Compliance is required.
*. Good knowledge in auditing/Accounting plus CISA qualification
*. Bachelor’s degree or its equivalent in computer science, business, accounting, finance, economics plusACA and CISA. An MBA will be an added advantage.
*. Advanced knowledge of on Excel spreadsheets, Power Point presentations, Word, Outlook.
*. Proven analytical skills and ability to work with minimal supervision.
*. Ability to perform under pressure and accept varied responsibilities
*. Proven problem solving and investigative skills
*. Excellent time management skills to perform efficient and productive work 13 . Head Teller
Key Responsibilities:
*. Monitor transactions done and the amount of currency in the vault at the end of every business day.
*. Check details filled in the deposit slips like account number, name and date are accurate and verify the amounts.
*. Receive cash deposits and cheques.
*. Feed the transaction information into the bank database using various company owned tools and generate receipts for the customers.
*. Check for failed transaction issues and the balance of debits and credits.
*. Resolve issues related to account discrepancies.
*. Monitor the bank safe and ensure the balances tally.
*. Co-ordinate with third party companies to order things like cashcards (debit or credit) and check books.
*. Posting and balancing of daily cash lodgments
*. Cash vault-in from bulk counting room
*. Supervision of note counters/bulk tellers
*. Proofing and reconciling relevant GL accounts as assigned by the Branch Operations Manager Qualifications and Requirements:
*. Minimum of a Higher National Diploma with a minimum of 2.2 and above
*. Minimum of 4 years experience as a Teller in Financial Institution
*. Strong leadership skills; able to coach and motivate
*. Strong analytical skills, comfortable with numbers and great at calculations
*. Good interpersonal and organizational skills.
*. Ability to multitask and manage a heavy work load 14. Settlement and Reconciliation Officer
Key Responsibilities:
*. Receive settlement reports.
*. Analyse daily transaction reports from InterSwitch.
*. Resolve disputes regarding:
*. ATM Dispense Errors.
*. POS Errors.
*. Web Payment (quick teller) Errors.
*. Ensure daily monitoring of ATM andPOS transactions Reconciliation.
*. Ensure timely escalation of any trend observed in the Reconciliation.
*. Respond to ATM and POS transactions Reconciliation queries from branches.
*. Follow up complex identified entries and escalate to ICT Department.
*. Follow up long outstanding differences and compile Analysis Reports to Manager, CMU.
*. Support the identification and management of operational risks on a daily basis around ATM and POS Reconciliation issues. Qualifications and Requirements:
*. Minimum of a Higher National Diploma with a minimum of 2.2 and above.
*. Minimum of 3 years experience as Reconciliation officer in Financial Institution.
*. Strong analytical skills, comfortable with numbers and great at calculations.
*. Good interpersonal and organizational skills.
*. Ability to multitask and manage a heavy work load. 15. Manager, Card Management Unit (CMU)
Key Responsibilities:
*. Liaise with Marketing Unit to generate demand by proactively reaching potential customers to make them aware of the company’s products and services, inthe bid to utilize E-banking services.
*. Ensuring pro-active service to customers by branch front office staff.
*. Realising and Managing Customer Inquiry location in branch where customers will be serviced through issuing of ATM cards and PIN mailers.
*. Managing Call Centre and Maximising Customer Satisfaction by ensuring quick and professional service and complaint management.
*. Understand fully all of AMfB products and services and procedures.
*. Coaching CMU staff in interviewing customers and cross selling.
*. Handling customer complaints and servicing customers inquiries.
*. Realising AMfB E-banking targets. Qualifications and Requirements:
*. Candidates for this position must possess minimum of HND/ BSc in any discipline.
*. MBA will be an added advantage.
*. Minimum of 5 years customer service experience in Financial Institution.
*. Impeccable Communication and Interpersonal skills.
*. Strong leadership skills; able to coach and motivate.
*. Strong analytical skills, comfortable with numbers and great at calculations.
*. Good interpersonal and organizational skills. 16. Risk Manager
Key Responsibilities:
*. Assisting business units in identification of operational risks inherent in their operations;
*. Periodic reviewing of policies relating to Operational Risks and limits so as to ensure they adequately address the Bank’s exposure to the risks, and corresponding limits established bythe Board of Directors;
*. Assisting business units in developing systems to measure, monitor and control their operational risks;
*. corporate governance involving external risk reporting to stakeholders;
*. carrying out processes such as purchasing insurance, implementing health and safety measures and making business continuity plans to limit risks and prepare for if things go wrong;
*. conducting audits of policy and compliance to standards, including liaison with internal and external auditors;
*. Providing support, education and training to staff to build risk awareness within the organisation. Qualifications and Requirements:
*. Degree in Finance/Accounting. Possession of professional qualification such as ACA and ACIB will be an added advantage.
*. Minimum 5 years experience in handling Risk Management 3 of which must be in senior management position in bank/financial institution.
*. Should possess strong creative, analytical and communication skills.. 17. Operational Risk Officer
Key Responsibilities:
*. Liaise with Marketing Unit to generate demand by proactively reaching potential customers to make them aware of the company’s products and services, inthe bid to utilize E-banking services.
*. Ensuring pro-active service to customers by branch front office staff.
*. Realising and Managing Customer Inquiry location in branch where customers will be serviced through issuing of ATM cards and PIN mailers.
*. Managing Call Centre and Maximising Customer Satisfaction by ensuring quick and professional service and complaint management.
*. Understand fully all of AMfB products and services and procedures.
*. Coaching CMU staff in interviewing customers and cross selling.
*. Handling customer complaints and servicing customers inquiries.
*. Realising AMfB E-banking targets. Qualifications and Requirements:
*. Candidates for this position must possess minimum of HND/ BSc in any discipline.
*. MBA will be an added advantage.
*. Minimum of 5 years customer service experience in Financial Institution.
*. Impeccable Communication and Interpersonal skills.
*. Strong leadership skills; able to coach and motivate.
*. Strong analytical skills, comfortable with numbers and great at calculations.
*. Good interpersonal and organizational skills.

18. Internship Placement
Key Responsibilities:
*. The bank seeks intelligent, creative and dynamic graduate to serve in various departments of thebank as interns. Qualifications and Requirements:
*. OND graduate looking for IT placement
*. B.SC/HND graduate awaiting NYSC
*. B.Sc/HND in Economics, Business, Accounting, Banking, Finance and or other related fields.
*. Good communication skills
*. Interpersonal skills
*. Computer skills
How To Apply
Interested candidates should send personaldetails in an EXCEL SHEET following the format below. CV should also be attached along and sent to jobs@accionmfb.com . Ensure that the subject of your email is theposition applied for. Emails that do not conform to the method of application will not be considered.
| Full Names | Position Applied | Qualification | Telephone Number | Email | Yrs of Exp. | Yr of Graduation | NYSC | MBA(Sch) | Prof. Qualification | Date of Birth | Address | City | State |

Application Deadline Date
Closes by 28th February, 2013